Fix & Flip Loans

Fast capital for short-term value-add projects where speed and leverage matter.

Loan Structure

Purchase: Up to 90% LTC

Best For

• Purchasing distressed or outdated properties

• Light to heavy rehab projects

• Investors planning to resell within 6–18 months

Typical Use Case

An investor purchases a single-family or multi-family home below market value, renovates the property, and sells after completion.

Rehab: Up to 100% of documented costs

Rate: 9.9 - 12.9%

Draws released as rehab milestones are completed

Outcome: Property renovated and sold within 5 months.

Term: 6–12 months

Bridge Loans

Short-term capital for acquisitions or refinances when timing matters more than long-term rates.

Loan Structure

Leverage: Up to 75% of LTV

Best For

• Acquiring properties quickly before permanent financing

• Refinance situations where cash is tied up or timing is tight

• Investors waiting on stabilization, permits, or resale

Typical Use Case

An investor purchases a property that needs light work or seasoning before refinancing or selling. A bridge loan provides fast capital to close now, with an exit planned in months not years.

Underwritten based on the property and exit strategy, not W-2s or tax returns.

Rate: 9.9 - 12.9%

Payments: Interest-only

Exit: Sale or refinance

Term: 6–12 months

• Deals where speed wins the property

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